In an effort not to hijack Eric's thread...
My FZ750 bike insurance DOUBLED last year, so the insurance company managed to get 0 Dollars from me this year.
Brian, have you ever asked your insurance company to suspend your motorcycle's insurance over the winter? If so, what was the outcome?
The last time I looked in to it, I was flat-out told "no." The excuse was that it's an annual policy, and my agent blew a puff of smoke up my ass to the tune of "we used to do semi-annual motorcycle policies at the same rate, so you're getting a good deal at 1 year of insurance for the cost of six months." Yeah ok.
Apparently the same applies to my snowmobile. Annual policy, not allowed to suspend all coverage but fire/theft during the off-season.
Then on the other hand there is my Fiero, who's liability etc. insurance I suspend the moment the salt trucks come out, and she stays parked until after the first couple of good rain falls in the spring. No problems suspending all but fire/theft there. It's effectively a seasonal vehicle, but by choice rather than by design.
If you ask me, this absolutely
reeks of an insurance company which doesn't want to deal with seasonal suspensions/re-instatement paperwork, and absolutely loves the extra income from policies which will likely never see a claim during the off-season.
You are right.. They are as crooked as it gets.
when I was shopping for insurance, agents bluntly told me they don't have time to give quotes now and they would get back to me in a few weeks!
Holly crap!
what if you called Rodgers or Bell and they said that to you?
"Yes, I'd like to know how much cable would be at my new place please" "Sorry, we are to busy to give out prices right now, we can get back to you in a few weeks, is that ok? " Heck no!!!
Bah... I have no idea how this can be fixed... but there will have to be a major revolt somewere...
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